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Starting at the far left side of your check, the first group of 9 numbers is your Bank Routing Number.
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State laws and regulations may be applicable to If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.
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