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For HCM specifically the technology so far has been mostly oriented to wellness to help workers gain situational awareness of their health and make personal improvements in the form of a game or through collaboration as a contest to improve the overall health of the organization, which is documented to improve the productivity and engagement of a workforce.
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” Finally, Mann found that borrowers' predictions about the need to reborrow at least once versus not at all were optimistic, with 60 percent of borrowers predicting they would not roll over or reborrow within one pay cycle and only 40 percent actually not doing so.
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