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In addition to the evidence described above and in Market Concerns—Short-Term Loans, established public policy supports the proposed finding that it is an unfair act or practice for lenders to make covered short-term loans without determining that the consumer has the ability to repay.
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Online loans are meant for people who may have a bad credit score, as a solution to other loan methods, and also the company will be instantly deducting what you owe them from your bank account when you get your next paycheck.