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(iv) Certifies that the assessment has been conducted by a qualified, objective, independent third-party individual or entity that uses procedures and standards generally accepted in the profession, adheres to professional and business ethics, performs all duties objectively, and is free from any conflicts of interest that might compromise the assessor's independent judgment in performing assessments.
This is Money spoke to a consumer lending executive, who explained that while credit report information is important, banks are also more likely to give the best rates to its own banking customers.
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Our July 2017 survey of 150 low-income high school graduates ages 17 to 20 suggests it’s not that students think they’re ineligible for aid, it’s that they don’t know whether they are—and in many cases, they don’t even know what aid is.
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Additionally, in States where it is permitted, lenders often offer borrowers the enticing, but ultimately costly, alternative of paying a smaller fee (such as 15 percent of the principal) and rolling over the loan or making back-to-back repayment and reborrowing transactions rather than repaying the loan in full—and many borrowers choose this option.