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On the contrary, as discussed above and in Market Concerns—Longer-Term Loans, lenders have a powerful incentive to include these features: Their entire business model depends on it.
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Government Benefits: If you are having cash flow problems, looking into government benefits beyond Social Security and Supplemental Security Income can go a long way.
This is a critical question to ask, especially if you are accessing short-term financing.
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The Bureau seeks comment on these proposed exceptions.
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