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Also during outreach, some stakeholders suggested that the Bureau should adopt underwriting rules of thumb—for example, a maximum payment-to-income ratio—to either presumptively or conclusively demonstrate compliance with the rule.
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US private equity houses Blackstone and Cerberus are also believed to be vying for B&B portfolio, which is mainly comprised of buy-to-let mortgages.
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The Living Wage Foundation has stepped up where the government has failed to address the new age of insecurity.