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That "someone else" is the entity giving you the lump-sum cash.
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The FISF Program is a World Bank Group (WBG) initiative supported by the Kingdom of the Netherlands and the Bill & Melinda Gates Foundation, which provides technical assistance and capacity building support to countries to help them accelerate the achievement of their financial inclusion commitments and targets.
Applicants that qualify under the requirements for both programs may apply for an be concurrently awarded loan repayment assistance through both programs.
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If the chances are that you can not repay the loan within the agreed period, we will extend the loan.