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This is very important as eligibility is for refinancing is often based on credit worthiness.

Previously, these loans were completely unregulated, with some lenders charging in excess of 1,000 percent;

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Many states also have criminal usury laws to protect consumers.

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Shop at salvage grocery stores to save more than you would at the supermarket, and if you can't afford groceries, don't be afraid to look into food stamps (SNAP) or other government assistance.

This would mean that it is much harder for someone in home building industry or auto manufacturing industry to gain credit due to the conditions that are apparent in that particular industry.

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For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity.

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