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Minimum period for repayment: 12 months Maximum period for repayment: 60 months Minimum APR 49.
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These borrowers will receive a refund of their payments to ACE, including fees and finance charges.
Under no circumstances should you comply with a telephone or email demand for money by someone claiming to represent the government.
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The Bureau believes that both the amount of the new loan and the duration of the new loan relative to the prior loan are important to determining whether there is a risk that the second loan would be unaffordable and thus whether a presumption should be applied.
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After laying out these preliminary findings, the Bureau sets forth, in the section-by-section analysis of proposed § 1041.