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The question is the following: assuming that I receive a lump sum of money of approx.
As a former CBA director -many years ago- this defense of a terrible product is perplexing and disappointing.
While Section 7 loans with vehicle security would be prohibited, the Bureau notes that there would be alternatives available to consumers and lenders.
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The Bureau first notes that the practice of making loans without regard to the borrower's ability to repay stands in stark contrast to the practice of lenders in virtually every other credit market, and upends traditional notions of responsible lending enshrined in safety-and-soundness principles as well as in a number of laws.
Online money lenders explain the situation and tell them when you can make a payment or how much you can afford to pay now.
Credit card vendors, on the other hand, rely on continuous borrowing and monthly compounding in order to generate profits.