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Consumers who buy energy-efficient cars will have access to discounted loans under a new taxpayer-backed scheme.

Rural borrowers for whom visiting a storefront payday lender becomes impracticable would retain the option to seek covered loans from online lenders, subject to the restrictions of State and local law.

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Federal Consolidation LoansYou can combine multiple federal student loans into one loan with the option of an extended repayment period that will reduce your monthly payment.

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Consumers would also benefit from the mitigations of the harm from NSF and overdraft transactions by the proposed limitations on payment practices and related notices described in the section-by-section analysis of §§ 1041.