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Note, however, that absent a prepayment penalty a borrower could still choose to make the higher payments and retire the debt more quickly.


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” The practice of making loans that share certain features of loans made pursuant to the NCUA PAL program, with certain additional restrictions, as described in the section-by-section analysis of proposed § 1041.

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In addition, the specific written directions may not be altered through discussions between the signer and the agent.


Under proposed § 1041.
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This will allow us to obtain any further information that may be required for approval and discuss the particulars of your application (including details of If the application and other requirements meet our lending criteria

Lenders may charge a lower interest rate for the initial period of the loan.

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The collection fees for private loans should be stated in the loan agreement.