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Since 1972 to 2006 there have been 23 leap seconds added, ranging from one every 6 months to 1 every 7 years.

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It has been around for more than 10 years.

for a period of three years.

The Bureau also believes that setting the line of demarcation at 36 percent would facilitate compliance given its use in other contexts, such as the Military Lending Act.

For example, two ERNs started day care centers,
In particular, the Bureau seeks comment on whether lenders should be required to verify a consumer's income when making a covered short-term loan under proposed § 1041, instant online payday loans.

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