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Under section 1031(c), the Bureau may consider established public policies as evidence in making this determination.
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There are a variety of repayment options in the Direct Loan Program.
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Atlantic Publishing Company, 2006.
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Using this information, along with verified income, lenders would have to project the consumer's residual income.
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In proposing these requirements, the Bureau is balancing several competing considerations about how timing may impact consumers and lenders.