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If you apply for a loan by phone, fax or mail, your interest rate could edge up a quarter percent or so.
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But the thing is, we knew ourselves and our own situation enough to know that we need an emergency fund — not only so we could sleep at night, but also so we could handle the ups and downs that life throws our way.
Again, Its YOUR loan, YOU decide!
We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.
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Personal loans tend to charge lower interest rates than most credit cards, and they have a defined timeframe in which you have to pay off the debt, forcing you to be disciplined.
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