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For more on government repayment plans that are available to you, including IBR, PAYE and REPAYE, and refinancing options with private lenders, see.

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Sweden's AAA credit rating will be unaffected by the extra borrowing, said Jesper Hansson, chief economist at the National Institute for Economic Research.

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If the second payment transfer succeeds, the lender immediately splits the amount of the full payment into two separate payment transfers and makes both payment transfers to the account at the same time, resulting in two returns for nonsufficient funds in the vast majority of cases.

This is good news for the economy since access to funding for small businesses is a part of job and economic growth.

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