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DUBNER: Obviously the history of lending is long and usually, at least in my reading, tied to religion.
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To qualify for these loans you will need to confirm that you are a citizen of Canada, have attained the age of 18 years, hold a valid bank account that accepts direct deposit and be currently employed.
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Among other conditions, a covered longer-term loan under this exemption would be required to have fully amortizing payments and a term of at least 46 days but not longer than 24 months.