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Under such standards, banks and other depository institutions are considered “small” if they have $550 million or less in assets, and for most other financial businesses, the threshold is average annual receipts (i, instant online payday loans in 60804.

The Bureau also seeks comment on whether there are alternative approaches that would address the Bureau's concerns about a high number of and long aggregate period of indebtedness on covered short-term loans made without the ability-to-repay determination under proposed §§ 1041.

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Bill Pratt is a former credit card executive turned student-advocate.