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Making a payment could restart SOL.

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While these concerns are most extreme with regard to text messaging, the Bureau believes that they may also carry over to email where consumers access their email via mobile device.

Some of the victims had taken out short-term loans from payday lenders, but the loans were not delinquent, nor did the defendants have the right to collect on the loans, the complaint said.

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The finance ministry was not immediately available to comment on the report.

All the loans were backed by collateral and all were paid back with a very low interest rate to the Fed -- an annual rate of between 0.

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