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Maris told Josh Brown, who suggested the idea, that "a giant equity offering" would be one way to fix VRX, but he's not sure there's an "appetite" for that.
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Overdraft services have been exempted from regulation under Regulation Z under certain circumstances, and are subject to specific rules under EFTA and the Truth in Savings Act, and their respective implementing regulations.
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For example, the Bureau is aware from market outreach and market monitoring activities that some installment vehicle title lenders require proof of income as part of the application process for installment vehicle title loans, while others do not.