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The Bureau believes that restricting the availability of the proposed exemption for the loans sharing certain features of NCUA's Payday Alternative Loan program to covered longer-term loans would permit lenders an alternative way to make relatively lower-cost loans without disrupting the core features of the Bureau's proposed framework for regulation in the affected markets.
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A Sunflower Bank Home Equity Line of Credit is an economical way to finance home improvement projects, educational expenses, debt consolidation, vacations or major purchases.
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The FDCPA prohibits debt collectors from using abusive, unfair, and deceptive practices to collect from debtors.
Installment loan lenders for bad credit NOTE: Accepting a PLUS loan as part of your award offer does not guarantee or secure funds.
Payday lenders say they welcome the competition but add credit unions are offering small loans at margins that will make them unsustainable.