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More on Part IX Debt Agreement.

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Normal credit criteria apply.

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If not, the fact the government has to pass a law limiting a specific type of loan, should tell you all you need to know about the disadvantage of taking out this one.

Applicants can have an income of up to 115% of the median income for the area.

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Accordingly, if the consumer returns to take out another covered short-term loan—or, as described with regard to proposed § 1041.

“Outstanding Balance” means the difference between all amounts credited and all amounts debited to you under the Contract from time to time;

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Conveniently, the regulatory framework for this approach already exists in the form of the Payment Services Provider model (with minor adaptations).