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Defence Bank recommends you read the Defence Bank Products and Services - Conditions of Use for any product you choose to take.

Ultimately, you can choose whether or not you want to share your social security number with any other party.

Yes ,they do look at certain demographic factors and actuarial data to determine your eligibility but they take you on your merits not just your past mistakes.

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With most long term installment loans over 12 months, you have to pay an origination fee upfront and then repay the debt over a period of time.

Collections remain for seven years from the date of first default with the original lender, which in total may be seven-and-a-half years after your first missed payments.


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Lending Terms

If you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan or discuss payment options.