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The provision in proposed comment 9(i)-2.
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A discount is similar to interest, but it is paid in advance instead of at the end or over the course of the loan.
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This section reviews the available evidence on the outcomes that consumers experience when payday and payday installment lenders obtain and use the ability to initiate withdrawals from consumers' accounts.
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Much like how Casinos are operated on Indian land, some lenders are using India tribes to issue payday loans which fall outside Federal and State law.