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This information would enable a registered information system to generate a consumer report that allows a lender to determine whether the exception to a presumption against a consumer's ability to repay the second and any subsequent loans in a loan sequence, provided in proposed § 1041.
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As an alternative to substantive regulation of the consumer credit transactions that would be covered by the proposed rule, the Bureau considered whether enhanced disclosure requirements would prevent the consumer injury that is the focus of the proposed rule and minimize the impact of the proposal on small entities.It, instant online payday loans
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