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March 29, 2012 at 1:14 pm

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An ability-to-repay determination that is based on unrealistic factual assumptions will yield unrealistic and unreliable results, leading to the consumer harms that the Bureau's proposal is intended to prevent.

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In terms of employee development, the hospital makes an educational reimbursement program available to employees after their first 90 days.

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The Bureau invites comment on whether and, if so, how the performance of a lender's portfolio of covered longer-term loans should be factored in to an assessment of whether the lender has complied with its obligations under the rule, including whether the Bureau should specify thresholds which presumptively or conclusively establish compliance or non-compliance and, if so, how such thresholds should be determined.