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It might make more sense to the credit card company to take a settlement deal than to try to sue you or keep up the collection process.

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a) Personal guaranteesMany lenders require that business owner or major shareholders guarantee the facility personally.

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Establish a budget to keep yourself accountable.

The roof may need repairs, the refrigerator compressor may break down (all that food!

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They just gave a toll free number that just tells you, "Sorry, call back later," no matter how many times you go through the options.

This loan firm is what everyone should consider as a "Predatory Lender.

This can cause fees to snowball to the point where you never get caught up paying it back.

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