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I struggled as a non-trad, taking out loans and now I suffer… and according to the federal gov, I know make too much for my child to even consider student loans as an option.
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He was easygoing, clear in the way he taught, and always bringing his previous experiences with the ways he had used the concepts in the past (box-sizing, flexbox, stylesheets, functions, etc.
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Longer loans - like 30-year fixed-rate mortgages, for example - typically come with higher rates and steeper interest costs.
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So with all of this on your plate, the last thing you have time for is scouring the internet and cold-calling utility providers to find the best rate.