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However, defaulters may be subject to civil action.
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And, because the proposed rule would require much broader reporting of covered loans by imposing a furnishing obligation on all lenders with respect to all covered loans (except for covered longer-term loans made pursuant to one of the conditional exemptions and reported to a national consumer reporting agency), even lenders that already receive reports from specialty consumer reporting agencies would benefit from the requirement to access a registered information system, because the systems would have greater coverage of the market for covered loans.
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During loan deferment, you do not have to make payments on your loans, but you must apply and qualify for loan deferment before you can cease payments.
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The best long term lenders tend to establish a relationship and target repeat business especially the long term loan lenders who offer options for the low credit demographics.
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