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But because of these financially troubled times, many citizens do not have the means to build such an account.

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Authorised and regulated by the Financial Conduct Authority, reference number 742221.

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Bear in mind, however, that refinancing a mortgage comes with fees and closing costs that can come to thousands of dollars, so unless you are refinancing to a mortgage offered at an interest rate that is at least one full percent lower than the one you have, it may not be a financially sound decision to do so.


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), your refund will be processed and sent to you by the Cashiers and Student Accounts Office within 1-2 weeks of the completion of Refund checks are sent by the Cashiers and Student Accounts Office to the campus or local mailing address in UNCGenie unless you have signed up for direct deposit.