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We are regulated by the Financial Conduct Authority (which is the regulatory authority for lending in the UK), and our Interim Permissions Reference Number is 661722.
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The loan market has been propped up by steady consumer demand in an uncertain economy.
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In addition to the challenges consumers face when trying to stop payment or revoke authorization with their account-holding institutions, consumers often face lender-created barriers that prevent them from pursuing this option as an effective means of avoiding injury.
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The other disclosure would be required when originating a third Alternative approach loan in a sequence, because the borrower would therefore be unable to take out another Alternative approach loan for at least 30 days after repaying the loan being originated.
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Providing us with this information is necessary as it tells us all the basic information regarding the applicant.